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CCB-Risk-Business Banking-CECL Forecasting & Analytics-Associate

Req #: 180017225_1
Location: Wilmington, DE, US
Job Category: Accounting/Finance/Audit/Risk
Job Description:

Chase & Co. (NYSE: JPM) is a leading global financial services firm with operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at


Our Firmwide Risk Function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment. 


Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others


The credit forecasting function is responsible for reporting and forecasting Business Banking loan production, balances, margin and capital.  The function uses multiple approved models for predicting the future performance of the credit portfolio for BAU planning & reporting. The bank is preparing to calculate and forecast its allowance for loan losses under CECL, which is the new accounting standard regarding loan losses.


The person in this role is expected to assist in forecasting the impacts of CECL under different economic and “what-if” scenarios. The person will also assist in developing deep dive analytics to help management understand risks emerging in the business banking portfolio.



The person in this role is responsible for the following:

·        Develop deep subject matter expertise into core business, finance and accounting processes.

·        Evaluate the CECL impact to our financial results utilizing existing models.

·        Run financial models to access the credit impact of “what-if” scenarios

·        Support the CECL testing, implementation and ongoing execution.

  • Perform forward looking portfolio analyses and provide insights into asset quality mix, credit performance and the impact of idiosyncratic and macro risks. 
  • 1-3 years of experience working in risk analytics, risk strategy  or financial analysis roles
  • Bachelor  in finance, economics or equivalent fields   
  • Ability to connect the dots and summarize findings
  • Strong Excel skills
  • Programming skills in SQL
  • Programming skills in SAS and/or Python is a plus
  • Experience in risk and finance
  • Strong analytical/problem solving skills and attention to detail 

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