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Sr Analayst– Strategic Analytics

Req #: 180029723
Location: Bangalore East, KA, IN
Job Category: Credit
Job Description:
 J.P. Morgan is a leading global financial services firm, established over 200 years ago:
  • We are the leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management.
  • We have assets of $2.5 trillion and operations worldwide
  • We operate in more than 100 markets.
  • We have more than 243,000 employees globally.
Our wholesale businesses include J.P. Morgan’s Asset Management, Commercial Banking and the Corporate & Investment Bank which provide products and services to corporations, governments, municipalities, non-profits, institutions, financial intermediaries and high-net worth individuals and families.
Our corporate functions support the entire organization and include the following functions: Accounting, Audit, Finance, Human Resources, Operations, and Technology.
J.P. Morgan in India provides a comprehensive range of Corporate & Investment Banking, Commercial Banking, Asset & Wealth Management, and Corporate functions services and solutions to our clients, executing some of the most important financial transactions and providing essential strategic advice to our clients such as the government, large domestic and multi-national corporations, non-government organizations and financial institutions and investors. India is a key market for JPMorgan Chase globally and our employees in India are a critical part of how we do business globally and are integrated within our businesses. Our Global Service Centers (GSCs) are strategically positioned in Mumbai, Bangalore and Hyderabad to support the firm’s operations regionally and globally. The centers provide comprehensive strategic support across technology and business operations processing to all lines of business and the corporate functions.
Chase Consumer & Community Banking serves nearly 66 million consumers and 4 million small businesses with a broad range of financial services through our 137,000 employees.  Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Our Risk Management professionals work directly with Consumer Banking, Business Banking, Auto/Student Loan, Card and Commerce Services, Chase Wealth Management and Mortgage Banking to minimize, monitor and control the probability of risk events and mitigate the impact of risk events that do occur.
Conduct moderate to complex analysis. Assist in developing, maintaining, and improving program policies, strategies, processes and procedures within the assigned function. Provide accurate and concise results with recommendations to management.  Synthesize data across functions/departments.  May be accountable for regular reporting or process administration. Primarily use advanced tools and techniques to perform assigned work.  May be considered a subject matter expect in a Business discipline  
Role and Responsibilities: 


    • Establish and develop a highly-skilled and motivated team to meet the growing needs of the business.
    • Support and provides visibility to management into data-driven insights that monitor the risk trends in the key Private Label business
    • Continuously work with business, policy, finance and technology teams to improve strategies, identify and plug leakages and drive better credit strategy
    • Leverage latest technologies to design, develop, evaluate and maintain machine learning algorithms including suite of predictive learning and analytics methods to build new risk capabilities
    • Analyze and extract relevant information from large amounts of historical business data to help automate and optimize key processes/solutions.
    • To convert actionable insights into well-defined projects.
    • Spearheads the credit strategy development initiatives, ensuring that they remain consistent with the business's overall strategy.
    • Conduct business analyses, performance analyses, competitive analyses, loan portfolio analysis etc. to drive implementable insights and update credit processes and policies.
    • Forecasting and monitoring credit risk performance and business compliance.
    • Articulates the results of the analyses in reports, presentations, and recommendations to key stakeholders.
    • Develops new innovative models and approaches to strengthen the credit policy
    • Responsible for reviewing the project milestones, risks, deliverables and provide valid inputs to business partner, consultants and challenge them with conviction, wherever applicable.

  • MS/ Bachelor’s degree in in Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
  • Typically 5+ years prior work experience in an analytical position within the discipline to be hired in and within the US Consumer Lending Business.
  • Ability to understand business needs, diagnose performance issues, and develop recommendations through combination of data analysis and business critical thinking.
  • Familiarity with current analytical techniques, e.g. regression, decision trees, segmentation techniques, etc. and experience with portfolio management and/or loss forecasting
  • Ability to prioritize goals to meet business objectives and work under pressure and multi-task in a fast-paced environment
  • Consumer Credit experience; incumbent should possess an understanding of the risk management practices of consumer lenders (preferably US auto lenders).
  • Drive for results.
  • Thought clarity & attention to detail.
  • Excellent verbal and written communication skills - ability to liaison with cross functional groups, present results to senior leaders, create effective
  • Strong SAS programming , Unix, Secure Shell and SQL programming skills
  • Advanced PC Skills, Word, PowerPoint, and Excel (graphs, charts, formulas etc.)
  • Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations via the use of Microsoft Word, Excel, and PowerPoint
  • Evidence of initiative, productivity and teamwork
  • Prior experience in strategy / policy role of working in US Auto Finance (Loan and/or Lease) industry would be a preference.
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