Apply Now    

Commercial Credit Analyst ll

Req #: 170081279
Location: Tempe, AZ, US
Job Category: Credit
Job Description:
Credit Ops Analyst II – Corporate Liability
Chase Card Services, located in Wilmington, DE, has opening for Credit Ops Analyst II.  The selected individual will thrive in a fast-paced environment and have proven commercial underwriting ability.  Individuals in this position will be experienced, qualified commercial credit professionals with superior verbal, written, interpersonal, analytical and problem-solving skills.  Primary responsibilities include
New Acquisition/ CLI:
  • Deal reviews of both New Acquisitions and CLI requests with business exposure <$150M. 
  • Provide management with monthly deal review tracking broken out by lender in an Excel document. 
  • Provide coaching and feedback directly to specific lender for each request

Project Management

  • Identify projects that will help further the goals of the department, using own observations, feedback from managers, and concerns raised by other lenders
  • Design the project scope, timeline, expected deliverables, etc.
  • Identify the team members to work on the respective project

Training and Lender Development

  • Mentor/trainer for new lenders (Assist with training new & existing lenders as identified/designated)
  • Build-out lunch or learn or similar ideas to enhance the skills and engagement of the team
  • Identify topics of interest, training opportunities
  • Present learning topics in meetings
  • Work with other lenders to identify areas where they are skilled and work with them to organize presentations to the team
  • Availability to assist with development/delivery of other training programs

General Daily/ Monthly and Quarterly Tasks

  • Serve as back-up to the Delaware DL’s if one or both they are OOO (ie. Assist with all deal reviews and deal assigner during busy or critical periods of high volume). 
  • Point of contact and resolver for escalations (Escalation Process, when applicable)
  • SME for onboarding system access for new hires and ongoing support for accuracy of application access for both DE and AZ CL NAL/CLI teams
  • SME for quality feedback from CL quality team to ensure each lender completes corrections in a timely manner
  • changes
  • Assist with creation of Lender’s monthly scorecards to include both metrics for production and quality for each member of the NAL/CLI team
  • Complete (5) fresh and (5) signoffs from either consumer or low line J&S work volumes from queue population monthly to ensure compliance which ensure continuance of lending authority
  • Proven ability to spread business financial statements/tax returns, perform ratio analysis, complete risk assessment and make sound credit decisions and recommendations via written and verbal presentations;
  • Experience in defending difficult decisions and in negotiating counteroffers, where appropriate;
  • Superior credit/lending/coaching/development and transactional knowledge as well as analytical abilities with little or no guidance required from immediate manager;
  • Minimum 5-8 years commercial underwriting experience;
  • Excellent analytical and problem-solving skills;
  • Proven ability to communicate verbally and in writing with internal and external customers and with various levels of management;
  • Ability to work and lead a team environment;
  • Flexibility in adapting to changing volumes and areas of focus;
  • Ability to investigate, recommend and initiate process improvements;
Preferred attributes include:
  • Bachelor’s degree in a business-related discipline (MBA a plus);
  • Successful completion of a major corporate bank commercial training program (or the equivalent corporate banking/corporate finance or accounting experience);
  • Previous experience with troubled asset evaluation and resolution
Apply Now    

Join our Talent Community

Not ready to apply? Leave your information with us and we will keep you up to date with new career opportunities.

Other Information

Apply Using LinkedIn

You can also apply using your LinkedIn® profile. It may save you some time because your information will be automatically transferred into our system. Just click on the LinkedIn logo when you get to the application screen and follow the directions.

Submit an Updated Résumé

During the application process, be sure you have an up-to-date copy of your Résumé, your cover letter and any other documentation you would like to submit.